Within a couple of days, McCall has returned the young girl to her elated mother back in Massachusetts, where McCall is living in an apartment complex and working as a 'Lyft' driver picking up both random and regular passengers and transporting them to and fro. When he's not driving for a living, McCall comes to the rescue of those less fortunate or in need of some special skills. Only his old friend Susan Plummer (Melissa Leo) who works for the Defence Intelligence Agency, is aware of McCall's extra curricular exploits and helps him out with intelligence gathering when she can. One day, Susan is called upon to investigate an apparent murder suicide of one of her undercover operatives in Brussels, Belgium. She is accompanied by Dave York (Pedro Pascal), a former college of McCall's, to review the scene of the crime, collect what evidence they can, and return quickly. After their investigations have concluded, they return to their hotel before their departure early the next morning. Plummer is followed into her room by two young backpacker goons who attack her. She puts up a good fight, but is ultimately killed by the assailants.
Meanwhile back home, and McCall befriends a young lad who is a gifted painter and sketcher, but has fallen in with the wrong crowd. The kid, Miles Whittaker (Ashton Sanders) is also living in the same apartment block as McCall, and one day returns home from school to find the vegetable garden lovingly tended to by another resident, Fatima (Sakina Jaffrey) has been vandalised and a garden mural overpainted with graffiti. McCall takes it upon himself to look out for Miles and keep him on the straight and narrow, offering him $250 to make good the mural and the vegetable garden.
Later on, McCall is driving one of his regular Lyft shifts and collects a dodgy looking passenger claiming to be en route to his six year old daughters birthday. While driving, his fare attempts to kill McCall but thanks to some evasive driving skills and his adept self defence capabilities, McCall overpowers the assailant, who has now made it into the passenger seat, shooting him through the head at very close range with his own gun. McCall dumps the body and torches the car but not before retrieving the dead mans mobile phone.
The next day, McCall drops in on the York family home under the pretext that he needs some assistance in cracking the military grade encrypted code within the assailants retrieved phone. However, McCall already suspects that York is caught up with the dead assailants plans by linking him to the retrieved mobile phone. McCall confronts York with what he believes to be the truth and that in fact it was York who finished off Plummer in Brussels having pieced together the video surveillance of the events leading up to her attack, and the fatal wound inflicted on her body, which could only have been administered by a professionally trained assassin. York comes clean and states that following McCall's staged death, all the others members of his team were disbanded and forced to take up paid contract work as assassins for hire. Plummer became a target because eventually she would have suspected that the attack in Brussels came from within her own ranks of former operatives which would invariably have led back to York, so she became a necessary loose end that needed to be tied up. And now with McCall hot on the trail he too has become a loose end.
Outside the York home, McCall is confronted by his former Team members - Resnik (Jonathan Scarfe), Ari (Kazy Tauginas) and Kovac (Garrett Golden) with York. Those team members say that they'll be coming after McCall, but McCall counters with the fact that he'll be coming after them and his one regret is that he'll only get to kill them each once! Later the next day, with the rains pouring down and a hurricane starting to whip up, York and Kovac break into McCall's apartment where Miles is redecorating the kitchen. Miles hears them approaching and hides behind a bookcase concealing a secret room while on the phone to McCall alerting him. McCall calls York while watching him remotely from the CCTV cameras set up in his home. He invites York to come get him - as he knows where he'll be. York and Kovac abandon their search having deduced where McCall is headed to, but not before capturing the now emerged Miles from his hiding hole.
Back home in Boston, Miles has returned to school and in concentrating on his artistic talents. The garden and the mural are now returned to their former glory, thanks to Miles, and as for McCall, he has returned to his former beachside home and is seen looking out across a calm and still ocean.
This film scores a rating of two claps of the Odeon Online clapperboard from a possible five.
-Steve, at Odeon Online-